When Will I Get My Stimulus Check?

The IRS has already sent out 80 million stimulus payments to taxpayers that included their direct deposit information on their most recently filed 2019 or 2018 return. So, if you had filed either your 2019 or 2018 return before the direct deposits were issued, you should already have the money in the bank, UNLESS:

  1. You changed bank accounts since you filed your return, which means you will be receiving your stimulus payment by check later.
  2. You owe back child support in which case the payment will go to satisfy your back-child support.
  3. Your payment was reduced or eliminated because of your higher income. The credit is phased out by 5% of the taxpayer’s adjusted gross income (AGI) that exceeds the filing status threshold. The following table illustrates the phaseouts by filing status and AGI:


    Threshold Complete Phase Out
    Unmarried Taxpayers (as well as Married

    Filing Separately)



    Head of Household



    Married Taxpayer Filing Joint



    Stimulus Payments by Check – If you are receiving payment by check, the checks are being issued to the lowest income individuals first where the need is the greatest followed by others with increasing incomes. There is a published schedule in the table below, but you can also check your stimulus payment status using the IRS’s Get My Payment tool. Here is the release schedule for payments by check:

     Scheduled Stimulus Payments Via Check

    Adjusted Gross Income

    Issue Date

    Less than $10,000

    April 24

    $10,001 to $20,000

    May 1

    $20,001 to $30,000

    May 8

    $30,001 to $40,000

    May 15

    $40,001 to $50,000

    May 22

    $50,001 to $60,000

    May 29

    $60,001 to $70,000

    June 5

    $70,001 to $80,000

    June 12

    $80,001 to $90,000

    June 19

    $90,001 to $100,000

    June 26

    $100,001 to $110,000

    July 3

    $110,001 to $120,000

    July 10

    $120,001 to $130,000

    July 17






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