SagaTax is the tax planning practice of Phil Gaudiano, CPA. It exists to answer one question: how do you turn decades of savings into 30 years of income without handing the IRS more than the law requires?
Great Falls, Virginia
Most retirement plans are built for accumulation. The tax problems show up in the distribution years: RMDs that spike your bracket, Medicare premiums that jump with your income, and a surviving spouse filing single on a plan built for two. SagaTax engagements are designed around those years.
A planning engagement covering your Roth conversion roadmap for the Gap Years, RMD projections, income floor design, and tax projections through age 90. This is the core of the practice.
Return preparation for planning clients only, so the strategy and the filing never contradict each other. Standalone tax prep isn't offered here.
That's where the newsletter, the free Quick-Start Guide, and the worksheets live, and it's where you apply to work together.
One thing worth knowing up front: there is no calendar link and no sales call. You submit a short application, Phil reads it personally, and you hear back within a few business days. If it's not a fit, he'll tell you that too.
Start at phil.cpa →If you're an existing SagaTax client, reach us the usual way:
Email: phil@sagatax.com
Phone: (703) 810-7742